Home » Mortgage Broker (page 2)

Mortgage Broker

A Holistic Approach To Your Mortgage

a-holistic-approach-to-your-mortgage

A stress-free mortgage may be something of an el Dorado for most homeowners, but there are ways to better orchestrate the process, ensuring more clarity and a measured approach. Taking that measured approach to your financing can begin in a lot of ways. For some, it begins when pressure sets in. For others; it simply requires a new perspective. Either way, thinking of your mortgage as part of a balanced, partitioned financial life is a good starting point down your path to a holistic experience.

Begin with a big picture session. Sit down with your financial advisor, spouse, or anyone involved in the potential process with you. Work against isolating the mortgage and instead examine it as part of your larger combined goals. Take new angles and represent things in ways that you might not normally. Use charts and spreadsheets. And always: focus on the whole picture. Which goals deserve attention? Where is stress being misapplied? Are there resources being misunderstood or used impractically?

Taking a team approach is a large part of what is commonly thought of as a holistic or zen approach to financing. Spreading out the range of opinions allows for flexibility where you wouldn’t notice it on your own. A team can also help structure and reduce the amount of stress that goes into the project. Finally, you’ll feel less trapped inside the timeframe of your particular situation when you hear the anecdotal advice of people with the hindsight to clarify things.

Key points of entering a holistic mortgage experience include:

  • Establishing market knowledge. Look into your options as you consider a broker.
  • Measure your financial habits in fresh ways; access new opinions on where stress points are.
  • Learn the value of strategizing according to your goals – as re-evaluated.
  • Discover a hands-on approach to risk management, including understanding how banks manage mortgage risk.
  • See where a professional broker can make your mortgage experience the personalized situation that you hope for.

Build your mortgage zen by developing strategies that support you as you organize and separate stress sources; keeping them manageable. By keeping track of your decisions and motivations you can identify patterns in your own behaviour. Outside opinions will help you weigh out each parcel of decisions facing you. And re-analyzing your goals is never a poor use of time – regardless of the situation.

As you plan and prepare, take notice of signals that you’ve been ignoring. Observe behaviour and try to understand the marketplace with as much variety of input as you’re comfortable with. As your financial goals become clearer and your understanding of mortgage options grows; you’ll find yourself in an excellent position to find out where a professional mortgage broker can start you down the road.

A holistic approach to your mortgage, like any effective structure for thinking and planning, involves combining a number of resources and attitudes. As you develop these skills and perspectives you’ll find an overall strategy forming that’s both specific to you and indicative of the broader holistic discipline.

Contact us today at 778 320 4346

Read More »

See Professional Mortgage Brokers For Expedited Approval

See Professional Mortgage Brokers For Expedited Approval

Securing the right mortgage is a numbers game for many, but time plays a role that is often under appreciated. Too often, individuals and families keen on pursuing a mortgage end up without the one piece of leverage that would help them the most: flexibility of time. Approval can be a charged process, opening up complicated dialogues and, essentially, leaving people feeling vulnerable – and not in control. In other scenarios, you may be ready to move forward, secure and prepared, but find that the approval process is holding you back. This can be equally frustrating. For all of the digital resources we have access to: nothing replaces the expertise and simple advocacy of a professional broker. And regardless of the scenario from which you approach the process of securing a mortgage; expedited approval is sure to prove advantageous during the process.

Pre-approval is often recommended. It can mean a great deal less stress and free up time and resources for other necessities. It also means that when it comes to the negotiating table for your mortgage, lenders will feel more comfortable offering lower rates once they’re aware of your solid financials.

But even if pre-approval isn’t an option for you, expedited approval can still play a role in your experience. From the collecting and organizing of resources to the terminology dealt with, your approval process will depend a great deal on how capable you feel. Likewise, how capable you feel will depend on your closest knowledgeable advocate; in this case, a professional mortgage broker. With inside knowledge of the process, experience with the parties involved, and flexibility; you’ll know your options clearly and precisely. From lender policy to relevant law, a mortgage professional is a key resource.

  • Pre-approval sets you on the road to a stress-free candidacy with a lender.
  • Thousands of people are pre-approved each month.
  • In general, it reduces the approval process and allows for more flexible negotiating.
  • Requirements vary, but often involve proof of income, work history, and credit rating.
  • With a professional mortgage broker, you can obtain expedited approval in as little as 24 hours.

With your broker, and armed with pre-approval; the process of securing your mortgage will be significantly less taxing. With extra time in your corner and the sure footing that pre-approval allows for, you can look forward to the next step.

But it all begins with the invaluable resource of a professional mortgage broker. Today, at Vancouver Mortgages.NET, you can take the first step towards an expedited, stress-free mortgage process. From application to the final handshake, you’ll feel more secure, more capable, and never rushed.

Contact us today at 778 320 4346

Read More »